Professional Financial Advice Doesn't Get Better

Buying a property is a huge decision. It is important to have the best team on your side especially in the complex world of finance. We sell property, we don't sell mortgages, but we have found someone who does!

Why choose John Charcol? Bushells has taken great care in selecting a partner to recommend to our customers. In doing so, we believe there is none better than John Charcol and we are delighted to recommend their services.

There are some fantastic tools at the bottom of this page to help you - but a quick call without obligation is even more helpful.

Mortgage advice – with your own personal expert

John Charcol provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. Our ability to see the whole market, to cut through the fine print and explain the pros and cons of each product makes life easy. Our contacts, our experience and our dogged determination makes it all happen, from initial mortgage advice to money in the bank.

Get expert mortgage advice on your side now. Call our dedicated team on 020 7933 9744

or email us at bushells@johncharcol.co.uk

Here are 5 reasons why we believe you should talk to John Charcol

Whole of Market

As an independent mortgage adviser, we have access to the whole of the mortgage market. That means we are able to find the very best mortgage for you from all of those available.

Award winning independent mortgage advice and service

We have won numerous awards over the years for our independent mortgage advice. Our clients, like most of us, are busy people who do not have hours of time to give up to find the best mortgage for them. Not only that, but they do not have the time, or quite frankly the inclination, to spend hours on the phone to estate agents, solicitors, valuers and all the other parties involved. That’s why we're here to ensure the application process runs as smoothly as possible. After all, practice makes perfect.

Extensive knowledge

36 years of experience in mortgages has allowed us to build up a huge knowledge of the market. Not only do we use this knowledge when we see our clients, but we also use it well before we even get in front of them. Our nerds, sorry technical specialists, research the mortgage market daily to add many arrows to our adviser’s quivers, as well as providing some of the most innovative mortgage products the market has ever seen. We have developed many of the products that are now widespread in the mortgage market, such as cap and collars and drop lock mortgages.

Professional Advisers

Our independent mortgage advisers are trained to very high standards and pride themselves on the satisfaction they receive from their clients. Indeed, our monthly customer satisfaction survey shows that in excess of 90% of our clients are either extremely satisfied or very satisfied with our service. Yet, as you would expect, we do not rest on our laurels, and we strive to consistently offer the best mortgage service we can, improving even on the impressive 90% satisfaction we have.

A mortgage for life

Of course everyone likes a bit of instant gratification, but at John Charcol we offer so much more. When you arrange a mortgage through us it is not just about that mortgage. We like to think that you have entered a relationship that will last you a lifetime. We commit to finding you the best mortgage for you every time it comes to change your mortgage. Our customer contact programme keeps you completely informed about the market. Excuse the cliché, but knowledge is, as they say, power. They are right…

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Bushells will not pass on any details to John Charcol unless expressly requested to do so. John Charcol will not divulge any personal information to Bushells under any circumstances other than to endorse your ability to proceed should you request them to do so solely for the purpose supporting any offer made. On completion of a mortgage and any related products, Bushells will receive a commission from John Charcol. The 1979 Estate Agents Act expressly requires agents to declare additional commissions received from their dealings with a customer. For the avoidance of doubt, Bushells staff are not authorised nor permitted to offer any mortgage advice.

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692.

John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.

The FSA does not regulate some investment mortgage contracts.

Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.